Bharat Griha Raksha Policy

Covers –

• Society and home against loss, damage & destruction
• Contents like television, refrigerator, furniture and other household articles
• Optional covers for valuables, contents and personal accident cover for insured and spouse

Need For –

• Housing Societies
• Property Owners
• Renters

Different coverages under policy –

• Home building only
• Home contents only
• Home building & contents

Why should you buy?

Offers large-scale protection at an affordable rate. You can stay worry free with long term cover options & once you`ve insured your property with us, you can put your claims-related concerns at rest.

Below are the detailed inclusions and exclusions of Bharat Griha Raksha:

What’s included:

• Fire, explosion/implosion, lightning
• Riot, malicious damage and terrorism
• Storm, cyclone, typhoon, tempest, hurricane, tornado, flood, inundation and earthquake
• Impact damage caused by an external object (e.g. vehicle, falling tree, etc.)
• Bursting and/or overflowing of water tanks, apparatus and pipes
• Theft caused within 7 days of any insured event

What’s not:

• War, invasion, act of foreign enemy hostilities or war-like operations
• Breach of law with criminal intent
• Radioactive substances, toxic, explosives
• Any kind of willful negligence or misconduct

Claim Process –
Intimate – Survey – Submit Documents – Verify & Settle